Help to Buy
There are two types of help to buy, equity loan and mortgage guarantee.
- Help to Buy Equity Loan is where you can borrow up to 20% from the government meaning you provide a 5% deposit and obtain a 75% mortgage.
The Scheme ends in 2021.
- Help to Buy Mortgage Guarantee is useful where you find you are struggling to afford a higher deposit. Under this scheme you can buy a new build property anywhere in the country with a 5% deposit. It works like any mortgage except that under the scheme the government offers lenders the option to purchase a guarantee on the mortgage loan. Due to this, lenders taking part in the scheme will offer more mortgages with higher loan to value ratios of 80% to 95%.
The Scheme ends on 31st December 2016.
Pauline Baker Personal Assistant
Eileen Blackburn Conveyancing Assistant
Barbara Broome Conveyancing Executive
Hayley Bugler Conveyancing Assistant
Sophie Coe Conveyancing Executive GCILEX
Lesley Curtis Solicitor
Paul Dyer Consultant Solicitor
Lorna Guy Conveyancing Assistant
Julian Heath Associate Solicitor
Jennie Hedges Conveyancing Executive
Lynette Iles Residential Conveyancing Assistant
Victoria Simpkin Paralegal
David Walton Partner, Chartered Legal Executive & Head of Residential Property
Craig Wells Partner & Solicitor